Your financial plan is worthless without a ruthless WHY. Most high earners have spreadsheets but no emotional anchor. Tony Robbins nailed it with RPM - the why comes first, strategy second. I've seen engineers with perfect 401k contributions stay broke because they never asked the hard question: what's driving this? Your buddy's widow. Your kid's future. Your parents' retirement. That's your fuel. Strategy without emotional fire is just expensive procrastination.
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